QP Trucking Insurance
Trucking insurance that binds fast and pays when it matters
Liability, cargo, bobtail, physical damage, non-trucking liability and general liability — placed by licensed transportation agents who understand what brokers will ask for.
Chargeback exposure
0%
- Chargebacks
- None, ever
- Window
- No 60/90-day cap
- Contract
- Month to month
- Coverage types
- 6+
- States served
- 48
Quick answer
What does trucking insurance cost at QP?
Shopping your policy at QP costs nothing — our licensed agents quote multiple markets and disclose limits, deductibles and payment plans before you commit. Premiums depend on equipment value, commodities hauled, radius of operation, driver records and required limits, so we quote your actual operation instead of a generic average.
At QP Trucking Insurance our mission is simple: provide comprehensive insurance solutions tailored to the unique needs of trucking companies. With extensive expertise and diverse coverage options, we are the partner carriers call before brokers and shippers ask for certificates.
An active policy is required before your operating authority becomes active, so we coordinate insurance filings, BOC-3 and your compliance paperwork together — no gaps, no second vendor, no “we'll call you back.”
Primary auto liability
The coverage brokers require before they will release a load — commonly $750,000 to $1,000,000 combined single limit, filed with the FMCSA.
Motor truck cargo
Protects the freight you haul, with options for reefer breakdown, unattended vehicle and higher limits for high-value commodities.
Physical damage
Collision and comprehensive on your tractors and trailers, plus non-owned trailer coverage for drop-and-hook operations.
Bobtail & non-trucking liability
Coverage for owner-operators running without a trailer or under someone else's authority — required by most lease agreements.
General liability & occupational accident
For premises exposure, and occupational accident coverage as an alternative to workers' compensation in many states.
Trailer interchange & endorsements
Shipper-required endorsements, trailer interchange and specialty filings that show up in broker onboarding packets.
Coverage questions agents ask first
- Tractor year, make and value
- Trailer types and values
- Commodities hauled (and hazmat status)
- Radius: local, regional or 48 states
- Driver list with license dates and MVRs
- Current loss runs, if you have them
Already insured?
Send us your current declarations page. If we cannot beat your renewal, we will tell you — and if we can, you will see the line-by-line difference.
Email info@qpfactoring.comOne-stop shop
Insurance is one piece — we handle the rest too
Binding coverage is quicker when the same team already filed your authority, permits and factoring paperwork. Fewer forms, fewer handoffs, fewer delays.
- Authority setup coordinated
- BOC-3 & UCR filed together
- Certificates to brokers
- FMCSA filings handled
- Annual renewal review
- Factoring bundled pricing
Insurance FAQ
Trucking insurance questions, answered
From new authority minimums to cargo limits and claims support.
New-authority pricing depends on equipment value, commodities hauled, radius, driver records and required limits. Most new owner-operators need $1,000,000 primary liability plus cargo. Call 833-762-3464 for an itemized quote instead of a ballpark.
Yes. The FMCSA requires an active insurance policy plus a BOC-3 filing before your operating authority becomes active. QP coordinates both so your MC number goes live without a second vendor in the loop.
Often, yes. We work with multiple carriers and can usually place risks that standard markets decline, including violations, accidents or lapses — though pricing reflects the record.
Bobtail coverage protects your tractor when it is not pulling a trailer; non-trucking liability (sometimes called NTL) covers you while driving without a load under someone else's authority. Owner-operators leasing to a carrier usually need NTL.
Yes. We place cargo limits for general freight, reefer, flatbed and specialty commodities, including higher limits some brokers require for electronics, produce or hazmat-adjacent loads.
Complete the quote form on this page or call 833-762-3464. Have your equipment details, radius of operation, driver list and any loss runs ready and we can shop markets the same day.
Often the same business day. Once we have your equipment details, driver information and radius of operation, we can quote multiple markets and bind coverage — then file the certificate directly with the FMCSA so your authority activates without delay.
Yes. New-authority carriers are one of our specialties. We place coverage with markets that understand first-year risk, and we coordinate the filings your MC number needs to go live.
Ready to take the next step?
Get covered this week — and stay compliant while you do it
Fill out the quote form or call 833-762-3464 for a consultation with a knowledgeable agent. Let's make sure your trucking business is covered for whatever the road brings.